At PayConcepts, we sell, place, and fully manage ATM machines for businesses nationwide. Every time a customer uses your ATM, you earn surcharge revenue, completely passive income with zero extra work on your part.
Every time a customer uses an ATM to withdraw cash, they pay a small convenience fee, typically around $3.00. That fee is called the surcharge. When you own or host an ATM through PayConcepts, a portion of every surcharge goes directly to you. It's completely passive income that runs 24 hours a day, 7 days a week.
A busy location can see hundreds of transactions per month. At $2.00 kept per transaction, that adds up to real money, without you doing anything except having the machine on your floor.
Own it outright for the maximum return, or let us handle everything hands-off. Either way, no monthly fees.
You own the ATM and load your own cash. We take just a flat $1.00 per transaction to cover all processing and network. You keep the rest.
Zero upfront cost. We place the machine and manage the cash vault, so it’s truly hands-off for you.
We carry the three most trusted ATM brands in the industry, Genmega, Nautilus Hyosung, and Triton. Every model is EMV compliant, ADA accessible, and PCI certified.
Genmega's most advanced ATM, 17" HD touchscreen, built-in ad display, and next-gen cash handling. Built for high-traffic locations that want a modern, eye-catching machine.
The wall-mounted version of the Onyx, perfect where floor space is tight. Mounts directly into a wall or enclosure for a full ATM experience without taking up any floor.
A high-performance, large-capacity floor-standing ATM built for busy locations. Industry-grade reliability with a large note cassette and advanced diagnostics.
