A virtual terminal turns any computer, tablet, or smartphone into a fully functional payment terminal, no physical hardware required. Perfect for phone orders, remote billing, invoicing, and recurring payments. PayConcepts offers four best-in-class virtual terminal solutions.
A virtual terminal is a browser-based payment interface that lets you key in customer card details and process transactions without any physical card reader or POS hardware. All you need is an internet connection and a device, laptop, tablet, or phone.
It's the ideal solution for businesses that take phone orders, bill clients remotely, send invoices, or need a backup when hardware goes down. Fully PCI compliant, encrypted, and available 24/7 from anywhere in the world.
Customer calls in, you key in their card details and process instantly.
Send digital invoices customers can pay online by card.
Store card info and charge customers on a set schedule automatically.
Work from anywhere, home, car, or office. No hardware needed.
Mail order & telephone orders handled securely every time.
Keep processing payments even when your terminal goes down.
A virtual terminal turns any computer, tablet, or phone into a full payment terminal. We work with all the major, most trusted gateways, and we match you with the right one for your business. You get the setup that fits how you actually operate, without the guesswork.
Take payments by phone, mail, or in person by typing the card details right into your browser. No terminal required.
Email a secure pay-by-link so customers can settle up online in a couple of taps.
Set up subscriptions and scheduled payments, and securely store cards on file for repeat customers.
Every transaction is encrypted and screened, with tokenization so raw card data is never left sitting around.
Works in any browser on desktop, tablet, or phone. Log in from the shop, the road, or the couch.
Get approved and go live quickly, with a real person walking you through it.
PayConcepts sets up your virtual terminal fast, no hardware, no hassle, just payments from any device.
Get started today →