Tap-On-Phone transforms any NFC-enabled iPhone or Android into a fully certified contactless payment terminal, no card reader, no dongle, no extra hardware. Just your phone and a tap.
No setup headaches. No hardware to order. No waiting for a delivery. You can be accepting contactless payments within minutes of getting started.
Once your account is approved, PayConcepts sends you simple instructions on exactly which app to download and how to set it up.
Download the app from the App Store or Google Play and log in with your PayConcepts merchant account.
Type in the sale amount on your phone screen, no buttons, no extra steps.
Customer taps their card, Apple Pay, or Google Pay to the back of your phone. Done. Payment approved.
Unlike some tap-to-pay solutions that only work on one platform, PayConcepts offers Tap-On-Phone for both iOS and Android devices.
iOS, iPhone 12 or later required
Android 10 or later with NFC required
No card reader. No dongle. No charging cables or extra devices to carry. Your phone is the terminal, that's it.
Open the app, enter the amount, hold your phone up. Customer taps their card or phone. Done. The whole process takes under 5 seconds.
Every tap-to-pay transaction is encrypted end-to-end and PCI DSS compliant. Customer card data is never stored on your device.
Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay, Samsung Pay, if a customer can tap it, you can accept it.
Send receipts instantly by SMS or email. No printer required. Customers love it, and it's better for the environment.
Food trucks, farmers markets, trade shows, pop-ups, tableside service, delivery drivers, anywhere you go, your terminal goes too.
No hardware to order. No long setup. Just download, sign in, and start taking payments from any iPhone or Android in minutes.
Get started with PayConcepts →