Tap-On-Phone turns any NFC-enabled iPhone or Android into a fully certified contactless terminal. No card reader, no dongle, no extra hardware. Just your phone and a tap.


Once your account is approved, PayConcepts sends you simple instructions on exactly which app to download and how to set it up.
Download the app from the App Store or Google Play and log in with your PayConcepts merchant account.
Type in the sale amount on your phone screen, no buttons, no extra steps.
Customer taps their card, Apple Pay or Google Pay to the back of your phone. Done. Payment approved.

Once your account is approved, PayConcepts sends you simple instructions on exactly which app to download and how to set it up.
Download the app from the App Store or Google Play and log in with your PayConcepts merchant account.
Type in the sale amount on your phone screen, no buttons, no extra steps.
Customer taps their card, Apple Pay or Google Pay to the back of your phone. Done. Payment approved.


PaymentsFinance




Enter the amount, turn your phone around and the customer taps their card or phone to the back of it. The sale is approved in seconds, no reader in between.
Open the app and today’s sales, transaction count and a day-by-day chart are right there. Every tap shows up in the list the second it’s approved.
Salons, food trucks, markets, deliveries, tableside. Wherever the sale happens, your terminal is already in your pocket.
Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay and Samsung Pay. If a customer can tap it, you can accept it, with digital receipts by text or email.
No card reader. No dongle. No charging cables or extra devices to carry. Your phone is the terminal, that’s it.
Open the app, enter the amount, hold your phone up. Customer taps their card or phone. Done. The whole process takes under 5 seconds.
Every tap-to-pay transaction is encrypted end-to-end and PCI DSS compliant. Customer card data is never stored on your device.
Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay, Samsung Pay, if a customer can tap it, you can accept it.
Send receipts instantly by SMS or email. No printer required. Customers love it, and it’s better for the environment.
Food trucks, farmers markets, trade shows, pop-ups, tableside service, delivery drivers, anywhere you go, your terminal goes too.


PaymentsFinance




Enter the amount, turn your phone around and the customer taps their card or phone to the back of it. The sale is approved in seconds, no reader in between.
Open the app and today’s sales, transaction count and a day-by-day chart are right there. Every tap shows up in the list the second it’s approved.
Salons, food trucks, markets, deliveries, tableside. Wherever the sale happens, your terminal is already in your pocket.
Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay and Samsung Pay. If a customer can tap it, you can accept it, with digital receipts by text or email.
No hardware to order. No long setup. Download, sign in and start taking payments from any iPhone or Android in minutes.
Get started with PayConcepts →