Pricing · Flat rate

One rate.
Every card.

2.49%+ $0.10

per card transaction

Same rate on every card. Debit, credit, rewards.

2.49% + $0.10 on every tap, swipe, or dip. Debit or premium rewards, the price is the same, so you always know your cost before the month starts.

What would I pay?
Monthly card volume$25,000
Average ticket$35
You pay / month
$0
You keep
$0
Estimate at 2.49% + $0.10 per transaction.
Not locked into anything

100% customer focused. No terms required with any of our services.

You are never locked in. If we are not saving you money, you can walk, and we will still take your call.

No ContractsEver. Not a page, not a signature.
Month to MonthStay because it works, not because you have to.
No Termination FeesLeave any time. We will even help you switch.
No Cancellation FeesCancel with a phone call. That is it.
No Application FeesApplying costs you nothing.
No Terms RequiredEvery service, every pricing plan.
How it works

Three things happen on every sale

Customer pays

Any card, any way: tap, swipe, dip, or wallet.

2.49% + $0.10 comes out

The same on a basic debit card as on a rewards card.

The rest hits your bank

Deposited straight to your business account.

Our promise

Already have a good rate? We will beat it.

Most statements read like a foreign language. Send yours over and we will show you, line by line, what you are really paying and what you would pay with us.

GuaranteedWe have not met a statement we could not beat.
No lock-inNo contracts, no leases. Month to month.
Real numbersYour before and after, side by side.
MERCHANT STATEMENTReading Your Statement…Breaking Down Each Line…Your Savings
TodayWith UsSavings
Interchange$612.40$612.40same
Discount Rates$188.00$57.60−$130.40
Annual Fee$99.00$0.00−$99.00
Monthly Account Fee$24.95$0.00−$24.95
End Of Month Billing Fee$19.95$0.00−$19.95
You Pay Today$944.30
You Save Every Month$274.30
Example Statement. Your Numbers Will Be Your Own.
What happens to a $100 sale
Three steps, nothing hidden.
Customer pays
$100.00
Processing, 2.49% + $0.10
−$2.59
Deposited to your accountBusiness checking ····2222
You receive
$97.41Deposit received
Who it’s for

Businesses that want one number to budget around, tickets under $20, new merchants, and anyone who’d rather not read interchange tables.

Who should look at another model

If you process more than about $15K a month, or most of your customers pay with debit, Interchange Plus or Dual Pricing will usually put more in your pocket.

Coffee shops & cafésSalons & barbersPop-ups & marketsLow-volume retailFood vendorsSolo service prosNew businesses
Coffee shops & cafésSalons & barbersPop-ups & marketsLow-volume retailFood vendorsSolo service prosNew businesses
Not sure which model fits?
Send us a statement. We’ll show you what you pay now and what you’d pay with us.