Vape shops, smoke shops, and online tobacco get labeled high risk and dropped constantly. We place you with banks that accept the category and keep your account on.
Vape and tobacco are high risk because of regulation and card brand rules, not because of anything wrong with your shop. Add online sales and PACT Act requirements and most processors just say no. We handle the compliance and the banking so you can sell without losing your account every few months.
We place you with banks that accept vape, e-cig, and tobacco, in store and online.
We package your business correctly, including age and compliance controls, so it gets approved and stays approved.
We set you up on a gateway that supports tobacco and handles age verification cleanly.
Acquiring banks that accept vape and tobacco instead of dropping you on sight.
Online tobacco set up to meet shipping and reporting requirements.
Built-in checks at checkout so every sale stays compliant.
Retail counter, online store, or both, on a setup made for the category.
Dispute tools that keep your ratios down and your account healthy.
Underwritten right so your processing does not get cut off.
We build for the long term, not a quick approval that gets shut off.
We deal with the rules so you can focus on the shop.
Clear setup, clear pricing, no surprises.
Get on banking that accepts the category and keeps you processing.
Underwriting