Vape & Tobacco

Vape and tobacco processing
that sticks.

Vape shops, smoke shops, and online tobacco get labeled high risk and dropped constantly. We place you with banks that accept the category and keep your account on.

21+

Why Vape & Tobacco gets flagged as high risk

Vape and tobacco are high risk because of regulation and card brand rules, not because of anything wrong with your shop. Add online sales and PACT Act requirements and most processors just say no. We handle the compliance and the banking so you can sell without losing your account every few months.

1

Right bank

We place you with banks that accept vape, e-cig, and tobacco, in store and online.

2

Clean underwriting

We package your business correctly, including age and compliance controls, so it gets approved and stays approved.

3

Gateway that fits

We set you up on a gateway that supports tobacco and handles age verification cleanly.

The toolkit that gets you approved

Vape-friendly banking

Acquiring banks that accept vape and tobacco instead of dropping you on sight.

PACT Act ready

Online tobacco set up to meet shipping and reporting requirements.

Age verification

Built-in checks at checkout so every sale stays compliant.

Gateway that fits

Retail counter, online store, or both, on a setup made for the category.

Chargeback protection

Dispute tools that keep your ratios down and your account healthy.

No surprise freezes

Underwritten right so your processing does not get cut off.

Why merchants come to us

Accounts that last

We build for the long term, not a quick approval that gets shut off.

Compliance handled

We deal with the rules so you can focus on the shop.

You stay informed

Clear setup, clear pricing, no surprises.

Run a vape or smoke shop?

Get on banking that accepts the category and keeps you processing.

Get approved